Kroeker v. Heritage Property — Florida appeals court affirmed without a written opinion

Case
James Kroeker v. Heritage Property & Casualty Insurance Company
Court
Florida Sixth District Court of Appeal
Judge
TRAVER, C.J. (Ron DeSantis, 2023); MIZE, J. (Ron DeSantis, 2022); Kamoutsas, J. (Ron DeSantis, 2025)
Date Decided
August 25, 2026
Docket No.
6D2023-3826
Topics
Insurance; Appeals; Per Curiam Affirmance
Source
Read the full opinion

Background

James Kroeker appealed from a decision of the Circuit Court for Lee County in litigation against Heritage Property & Casualty Insurance Company. Heritage was the appellee and also filed a cross-appeal.

The Sixth District Court of Appeal’s opinion does not describe the underlying insurance dispute, the circuit court’s ruling, or the issues raised on appeal and cross-appeal.

The Court’s Holding

The court affirmed the circuit court’s decision in a per curiam disposition. Chief Judge Traver and Judges Mize and Kamoutsas concurred.

The court provided no written reasoning and announced no rule of law. The disposition therefore leaves the lower court’s judgment intact without explaining the grounds for affirmance.

Key Takeaways

  • The Sixth District affirmed the circuit court’s judgment.
  • The affirmance resolved both an appeal by Kroeker and a cross-appeal by Heritage.
  • The court issued no analysis of the parties’ insurance claims or appellate arguments.

Why It Matters

The decision ends the appeal and cross-appeal in the Sixth District by preserving the result reached below. Because the court issued an unexplained per curiam affirmance, the opinion offers no substantive guidance on Florida insurance law or the legal issues presented by the parties.

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