Universal Property & Casualty Insurance Co. v. Springborn — Florida appeals court affirmed without explanation

Case
Universal Property & Casualty Insurance Company v. Raymond Springborn
Court
Florida Second District Court of Appeal
Judge
Khouzam; Labrit; Guard
Date Decided
August 28, 2026
Docket No.
2D2025-1512
Topics
Insurance; Appellate Procedure; Per Curiam Affirmance
Source
Read the full opinion

Background

Universal Property & Casualty Insurance Company appealed from a proceeding in the Circuit Court for Hillsborough County involving Raymond Springborn. Circuit Judge Jennifer X. Gabbard presided below.

The appellate opinion does not describe the insurance dispute, the claims or defenses, the circuit court’s challenged ruling, or the arguments raised on appeal.

The Court’s Holding

The Florida Second District Court of Appeal affirmed the circuit court’s ruling in a per curiam decision.

The court provided no reasoning or legal analysis. Judges Khouzam, Labrit, and Guard concurred.

Key Takeaways

  • The Second District affirmed the circuit court’s ruling.
  • The per curiam opinion does not disclose the nature of the challenged ruling or the underlying insurance dispute.
  • The opinion establishes no express rationale for the affirmance.

Why It Matters

The decision leaves the circuit court’s ruling in place, but its one-word disposition offers attorneys no explanation of the panel’s reasoning.

Because the opinion supplies no facts or legal analysis, no broader substantive insurance holding can reliably be drawn from it.

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