Rosenbaum v. Florida Insurance Guaranty Association — Fourth District affirmed the circuit court’s judgment

Case
Gregory Rosenbaum and Patricia Rosenbaum v. Florida Insurance Guaranty Association, Inc.
Court
Florida Fourth District Court of Appeal
Judge
Forst; Shepherd; Shaw
Date Decided
October 14, 2026
Docket No.
4D2025-1179
Topics
Insurance; Guaranty Associations; Summary Affirmance
Source
Read the full opinion

Background

Gregory and Patricia Rosenbaum appealed a decision of the Circuit Court for the Fifteenth Judicial Circuit in Palm Beach County in litigation against the Florida Insurance Guaranty Association, Inc. Circuit Judge Carolyn Bell presided over the case below.

The Fourth District’s brief per curiam opinion does not describe the underlying insurance dispute, the circuit court’s ruling, or the arguments raised on appeal.

The Court’s Holding

The Fourth District affirmed the circuit court’s decision. Judges Forst, Shepherd, and Shaw concurred.

The court cited Florida Insurance Guaranty Association, Inc. v. Cantwell, 51 Fla. L. Weekly D1648 (Fla. 4th DCA Aug. 12, 2026), and the cases cited there, without providing additional analysis. The opinion therefore indicates that Cantwell controlled the result but does not independently explain the governing rule or its application.

Key Takeaways

  • The Fourth District affirmed the circuit court’s judgment in favor of the result below.
  • The court relied on its 2026 decision in Cantwell and the authorities cited in that case.
  • Because the opinion contains no factual or legal analysis, readers must consult Cantwell and the lower-court record to determine the precise issue and rationale.

Why It Matters

The decision shows the Fourth District applying Cantwell to another dispute involving the Florida Insurance Guaranty Association. Its value as standalone guidance is limited because the court affirmed without discussing the facts, procedural issues, or legal reasoning.

The opinion was designated not final until disposition of any timely filed motion for rehearing.

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