US Bank v. Schrell — Affirmed mortgage dispute judgment

Case
US Bank National Association, not in its individual capacity but solely as Trustee for the RMAC Trust, Series 2016-CTT v. Rosemarie A. Schrell a/k/a Rosemarie Alice Schrell
Court
Florida Fifth District Court of Appeal
Judge
LAMBERT (Rick Scott, 2014); Boatwright (Ron DeSantis, 2022)
Date Decided
June 23, 2026
Docket No.
5D2025-0706
Topics
Mortgage foreclosure, Trust litigation, Appellate affirmance
Source
Read the full opinion

Background

US Bank, acting as trustee for an RMAC mortgage-backed securities trust, appealed a Circuit Court judgment in Brevard County involving Rosemarie Schrell. The underlying case (05-2021-CA-56088) proceeded through the trial court level. The factual record and specific basis for the circuit court’s decision are not detailed in this appellate opinion.

The Court’s Holding

The Fifth District Court of Appeal affirmed the circuit court’s judgment in its entirety. The court issued a one-sentence per curiam affirmance, providing no written analysis or reasoning for its decision.

Key Takeaways

  • The lower court’s judgment was upheld without modification on appeal.
  • This is an unreasoned affirmance, reflecting agreement with the trial court result.
  • Any further appellate review would require timely motion under Florida Rules of Appellate Procedure 9.330 or 9.331.

Why It Matters

This affirmance preserves the circuit court’s determination in a mortgage trust dispute. Because the appellate opinion provides no written reasoning, practitioners should review the trial court order to understand the substantive legal and factual findings that underpin the judgment. The affirmance indicates appellate agreement with the trial court’s resolution, but without stated rationale.

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