Fairbanks v. Allstate — Arizona appeals court upholds denial of bid to reopen dismissal

Case
Chadwick Hamilton Fairbanks v. Allstate Insurance Company
Court
Arizona Court of Appeals, Division One
Judge
D. Andrew Gaona (Katie Hobbs, 2026)
Date Decided
August 3, 2026
Docket No.
1 CA-CV 25-0846
Topics
Rule 60(b); insurance litigation; appellate procedure; civil procedure
Source
Read the full opinion

Background

After a July 2024 collision caused by an Allstate-insured driver, Chadwick Hamilton Fairbanks was offered the policy limits in exchange for releasing Allstate and its insured. Fairbanks declined to sign the release and sued Allstate, alleging that conditioning payment on the release violated Arizona insurance law. He sought declaratory and injunctive relief.

Allstate moved to dismiss under Rule 12(b)(6), also requesting a protective order in the same filing. Fairbanks did not respond to the dismissal motion, and the superior court dismissed the complaint with prejudice. Fairbanks then sought relief from that judgment under Arizona Rule of Civil Procedure 60(b), relying on alleged missing exhibits, later-discovered Senate testimony, and asserted misconduct by Allstate.

The Court’s Holding

The Arizona Court of Appeals affirmed the denial of Rule 60(b) relief. Because Fairbanks’ notice of appeal identified only the order denying post-judgment relief, the court did not revisit the merits of the underlying dismissal.

The court held that Fairbanks had not shown excusable neglect under Rule 60(b)(1): the omitted exhibits concerned Allstate’s separate protective-order request, were documents Fairbanks already possessed, and did not prevent him from responding or seeking court intervention before the deadline. The cited Senate testimony would not probably have changed the dismissal result under Rule 60(b)(2), and Fairbanks did not establish by clear and convincing evidence that any alleged misconduct substantially interfered with his ability to present his case under Rule 60(b)(3). The court also declined to address his challenge to a directive relieving Allstate from responding to future filings absent court order because the issue was unripe.

Key Takeaways

  • An appeal from denial of Rule 60(b) relief does not permit review of the underlying judgment when the notice of appeal does not designate that judgment.
  • A party claiming excusable neglect must show diligence; a hearing reset does not extend the deadline to respond to a motion.
  • New evidence must probably change the outcome, and alleged opposing-party misconduct must substantially impair a fair opportunity to present the case.

Why It Matters

The decision underscores the narrow scope of Rule 60(b) relief and the importance of promptly responding to dispositive motions or seeking an extension or court assistance. It also confirms that post-judgment evidence or allegations of procedural misconduct must be tied to the basis for the judgment and to an actual impairment of the movant’s ability to litigate.

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