Collins v. Chase Bank — Fifth Circuit affirms, finding appellant presented no nonfrivolous arguments

Case
Jodie Collins, III v. Chase Bank, N.A.
Court
United States Court of Appeals for the Fifth Circuit
Judge
Duncan (Donald J. Trump, 2018); Oldham (Donald Trump, 2018); Wilson (Donald J. Trump, 2020)
Date Decided
July 8, 2026
Docket No.
25-50807
Topics
Appeal Practice, Frivolous Appeals, Appellate Standards
Source
Read the full opinion

Background

Jodie Collins, III appealed from a judgment entered by the United States District Court for the Western District of Texas (USDC No. 5:25-CV-89), with Chase Bank, N.A. as the defendant-appellee. The appeal proceeded before a three-judge panel of the Fifth Circuit.

The opinion contains no description of the underlying facts, claims, or district court’s reasoning, as is typical of per curiam affirmances on this limited basis.

The Court’s Holding

The Fifth Circuit affirmed the district court’s judgment in its entirety. The court determined that the appellant failed to present any nonfrivolous arguments on appeal, a finding that is fatal to the appellant’s case.

Per the court’s standard procedure under Fifth Circuit Rule 47.6, this affirmance is issued without substantive opinion, indicating the court found the appeal entirely lacking in merit.

Key Takeaways

  • The Fifth Circuit affirmed the district court judgment without reaching the merits of appellant’s arguments
  • This is an unpublished opinion under Fifth Circuit Rule 47.5, carrying no precedential value
  • The decision reflects appellate procedure for frivolous appeals lacking any nonfrivolous legal basis

Why It Matters

Unpublished per curiam affirmances of this nature illustrate the appellate courts’ gatekeeping function in filtering frivolous claims. While this decision itself carries no precedential weight, it reflects the Fifth Circuit’s standard practice for disposing of appeals that present no viable legal arguments.

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