Benitez v. HSBC Bank USA — affirmed the judgment without a written explanation

Case
Catalina Benitez v. HSBC Bank USA National Association as Trustee for Deutsche Alt-A Securities, Inc. Mortgage Loan Trust Series 2006-OA1 Mortgage Pass-Through Certificates
Court
Florida Sixth District Court of Appeal
Judge
Stargel; Smith; Kamoutsas
Date Decided
October 27, 2026
Docket No.
6D2025-1316
Topics
Appeals, Per Curiam Affirmance, Mortgage Litigation
Source
Read the full opinion

Background

Catalina Benitez appealed a judgment from the Circuit Court for Collier County in litigation against HSBC Bank USA National Association, acting as trustee for a mortgage-loan trust. Circuit Judge Ramiro Mañalich presided over the lower-court proceeding.

The Sixth District Court of Appeal’s opinion does not describe the underlying facts, the nature of the judgment, the arguments on appeal, or the legal issues presented.

The Court’s Holding

The Sixth District affirmed the circuit court’s judgment in a per curiam decision.

The court provided no reasoning, legal analysis, or explanation of the grounds for affirmance. Judges Stargel, Smith, and Kamoutsas concurred.

Key Takeaways

  • The circuit court’s judgment remains in place.
  • The appellate court issued a per curiam affirmance without a written explanation.
  • The opinion does not establish a stated rule of law or disclose which appellate arguments the court rejected.

Why It Matters

The decision resolves Benitez’s appeal in HSBC’s favor but offers no substantive guidance on the underlying mortgage dispute or the legal issues presented. Attorneys should not infer factual findings or legal reasoning beyond the court’s express disposition: “AFFIRMED.”

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