Cayard v. U.S. Bank — Fourth District affirmed without a written explanation

Case
Frank Cayard v. U.S. Bank National Association, Etc.
Court
Florida Fourth District Court of Appeal
Judge
Levine; Klingensmith; Caryn Siperstein, Associate Judge
Date Decided
October 8, 2026
Docket No.
4D2025-2815
Topics
Appeals, Per Curiam Affirmance
Source
Read the full opinion

Background

Frank Cayard appealed from a decision of the Circuit Court for the Seventeenth Judicial Circuit in Broward County. Circuit Judge Carlos A. Rodriguez presided over the lower-court case, docketed as No. 062017CA004493AXXXCE.

The appellate opinion does not describe the underlying dispute, the circuit court’s ruling, the issues raised on appeal, or the parties’ arguments.

The Court’s Holding

The Fourth District Court of Appeal affirmed the circuit court’s decision in a per curiam opinion.

The court provided no reasoning or discussion of the merits. Judges Levine and Klingensmith and Associate Judge Caryn Siperstein concurred. The opinion was not final until disposition of any timely filed motion for rehearing.

Key Takeaways

  • The Fourth District affirmed the circuit court’s decision.
  • The court issued a per curiam affirmance without explaining its reasoning.
  • The opinion does not identify the underlying claims or the appellate issues.

Why It Matters

The decision leaves the circuit court’s ruling in place, but its one-word disposition supplies no analysis for attorneys or lower courts to apply in other cases.

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