Florida Insurance Guaranty Association v. Garceau — Fifth District affirmed the circuit court’s ruling without explanation

Case
Florida Insurance Guaranty Association, Inc. v. Robert Garceau and Sandra Garceau
Court
Florida Fifth District Court of Appeal
Judge
Makar; Boatwright; MacIver
Date Decided
August 25, 2026
Docket No.
5D2024-2420
Topics
Insurance; Appeals; Per Curiam Affirmance
Source
Read the full opinion

Background

Florida Insurance Guaranty Association, Inc. appealed from the Circuit Court for Brevard County in litigation involving Robert and Sandra Garceau. Circuit Judge George Thomas Paulk II presided below.

The Fifth District’s opinion does not describe the underlying dispute, the circuit court’s ruling, the issues raised on appeal, or the parties’ arguments.

The Court’s Holding

The Fifth District affirmed the circuit court’s ruling in a per curiam opinion. Judges Makar, Boatwright, and MacIver concurred.

The court provided no reasoning or legal analysis and did not identify the specific basis for affirmance. The opinion states that it is not final until disposition of any timely and authorized motion under Florida Rules of Appellate Procedure 9.330 or 9.331.

Key Takeaways

  • The circuit court’s ruling was affirmed.
  • The appellate court issued a per curiam affirmance without a written explanation.
  • The opinion does not disclose the underlying facts, appellate issues, or rationale for the disposition.

Why It Matters

The decision leaves the circuit court’s ruling in place, but the absence of factual discussion or legal analysis limits the opinion’s usefulness as guidance in other cases.

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