Universal Property & Casualty Insurance Co. v. Stone — Fourth District affirmed the judgment without a written opinion

Case
Universal Property & Casualty Insurance Company v. Beverly Stone
Court
Florida Fourth District Court of Appeal
Judge
May; Levine; Caryn Siperstein, Associate Judge
Date Decided
September 17, 2026
Docket No.
4D2025-0730
Topics
Insurance; Civil Appeal; Per Curiam Affirmance
Source
Read the full opinion

Background

Universal Property & Casualty Insurance Company appealed a ruling involving Beverly Stone from the Circuit Court for the Seventeenth Judicial Circuit in Broward County. Circuit Judge Mark Alan Speiser presided over the underlying case, docketed as No. 062020CA015128AXXXCE.

The Fourth District’s opinion does not describe the underlying dispute, the trial court’s ruling, the issues raised on appeal, or the parties’ arguments.

The Court’s Holding

The Fourth District Court of Appeal affirmed the circuit court’s judgment.

The court issued a per curiam affirmance without a written explanation. Accordingly, the opinion states no legal reasoning and announces no express rule beyond the disposition of this appeal.

Key Takeaways

  • The Fourth District affirmed the circuit court’s judgment.
  • The decision was unanimous among the three judges identified as concurring.
  • Because the court provided no reasoning, the opinion does not reveal which appellate arguments were considered or why they failed.

Why It Matters

The ruling leaves the circuit court’s judgment intact in the dispute between Universal Property & Casualty Insurance Company and Beverly Stone. Its usefulness as guidance in other cases is limited because the appellate court did not discuss the facts, issues, or governing law.

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