Chicago Trust Co. v. Cherukuri — Illinois appellate court affirms $41 million verdict and interest ruling

Case
The Chicago Trust Company, N.A., Guardian of the Estate of Craig F. Pierce, a Disabled Person; and Susan Pierce, Individually v. Sudha Cherukuri, M.D., et al.
Court
Appellate Court of Illinois, First District, Sixth Division
Judge
Justice Hyman; Presiding Justice Gamrath; Justice Pucinski
Date Decided
September 18, 2026
Docket No.
1-24-2012
Topics
Medical malpractice; Statute of limitations; Prejudgment interest; Damages
Source
Read the full opinion

Background

Craig Pierce suffered a catastrophic stroke in 2016 after he stopped taking Coumadin before removal of a dialysis catheter. The stroke left him unable to manage his affairs, with extensive brain damage, paralysis, aphasia, and a need for round-the-clock care. His guardian and wife sued healthcare providers, alleging negligent monitoring of his blood-thinning medication; his wife also sought loss-of-consortium damages.

OSF Healthcare System and OSF Multi-Specialty Group were added as defendants in 2022. They argued the medical-malpractice limitations and repose periods barred the claims because Pierce’s wife was not disabled and could have sued on his behalf. A jury ultimately awarded more than $35 million to Pierce and $6 million to his wife. The trial court awarded prejudgment interest and applied an $11.5 million setoff for codefendants’ high-low settlements.

The Court’s Holding

The appellate court affirmed. It held that Pierce’s own legal disability tolled both the medical-malpractice limitations and repose periods; his wife’s ability to bring suit did not end that tolling. OSF forfeited its different appellate theory—that Pierce’s disability might have been removed—because it neither pleaded nor tried that defense. The same tolling applied to the wife’s derivative consortium claim.

The court also held that prejudgment interest properly accrued from July 1, 2021, the effective date of the statute, rather than the date OSF was added to the pending action. It further held that interest was properly calculated on the full verdict before the settlement setoff. Finally, the record did not establish that the separate $4 million awards for emotional distress and pain and suffering duplicated damages.

Key Takeaways

  • A disabled plaintiff’s statutory tolling turns on that plaintiff’s disability, not a representative’s capacity to sue.
  • An unpleaded defense that a disability was removed cannot be raised for the first time after trial or on appeal.
  • Under these facts, prejudgment interest applied before a Contribution Act setoff from high-low settlements.

Why It Matters

The decision confirms that Illinois medical-malpractice tolling protections remain available while an injured person remains legally disabled, even if a spouse, guardian, or other representative could file suit. It also addresses two consequential prejudgment-interest questions: adding a defendant by amendment does not restart accrual, and a settlement setoff does not reduce the verdict before interest is calculated.

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