Kutrzyba v. People’s Trust Insurance Co. — affirmed the trial court without a written explanation

Case
Barbara Kutrzyba v. People’s Trust Insurance Company
Court
Florida Sixth District Court of Appeal
Judge
Nardella; Wozniak; Mize
Date Decided
October 27, 2026
Docket No.
6D2025-3054
Topics
Insurance; Appeals; Per Curiam Affirmance
Source
Read the full opinion

Background

Barbara Kutrzyba appealed a decision of the Circuit Court for Lee County in her case against People’s Trust Insurance Company. Circuit Judge Keith R. Kyle presided over the lower-court proceeding, which was docketed as No. 2023-CA-013155.

The appellate opinion does not describe the insurance dispute, the trial court’s ruling, the arguments raised on appeal, or the relevant facts. The parties’ briefing and the lower-court record therefore would be necessary to determine the substantive issues presented.

The Court’s Holding

The Florida Sixth District Court of Appeal affirmed the circuit court’s decision. Judges Nardella, Wozniak, and Mize concurred in the per curiam disposition.

The court provided no reasoning, legal analysis, or statement of the issues decided. Accordingly, the opinion establishes only that the challenged judgment or order was left in place; it does not disclose the panel’s rationale.

Key Takeaways

  • The Sixth District affirmed the Lee County Circuit Court’s decision.
  • The disposition was per curiam and contained no written explanation.
  • The opinion does not identify the underlying facts, appellate arguments, or legal grounds for affirmance.

Why It Matters

The ruling ends the appeal in People’s Trust Insurance Company’s favor unless further review or rehearing alters the result, while leaving the lower court’s decision intact. Because the panel issued an unexplained affirmance, the opinion offers no substantive guidance on Florida insurance law or the legal issues underlying the dispute.

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