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Collections & Creditor Rights

Ohio Court of Appeals (First District)
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Absolute Resolutions v. Marshall — First District affirms summary judgment for debt collector on chain-of-title evidence

The First District affirmed summary judgment for a debt collector, holding that an asset schedule produced in response to a court order for a more definite statement, combined with supporting documentation, was sufficient to establish the validity of the assignment of a defaulted credit card account.

Ohio Court of Appeals (Ninth District)
Uncategorized

Hilliard Lending v. H-9 — Ninth District affirms cognovit judgment, holds Civ.R. 60(B) unavailable before final judgment

The Ninth District affirmed a $3 million cognovit judgment, holding that Civ.R. 60(B) relief from judgment was unavailable where the original judgment was not yet final due to unresolved attorney fees, and that Civ.R. 54(B) reconsideration was properly denied.

2nd District Court of Appeal, Division Four
Uncategorized

Bagby v. Davis — California Law Governs Collection in California Courts; Surrendered Life Insurance Policy Not Necessarily Exempt

Second District holds California exemption law applies to collection actions in California courts regardless of where the judgment debtor lives, and that funds rolled over from a surrendered life insurance policy into IRAs are not categorically exempt from levy.

Appellate Division of the Superior Court of California, Santa Clara County
Uncategorized

Spring Oaks Capital SPV v. Fowler — Debt Buyer Cannot Win Trial Without Disclosed Witness Address and Properly Authenticated Business Records

Santa Clara Appellate Division reverses a debt-buyer’s trial judgment, holding the trial court erred in admitting testimony from an undisclosed witness and account records that were not properly authenticated under the business-records hearsay exception.

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