Newman v. LM General Insurance — UIM Bad Faith Claim Fails Where General Damages Valuation Is Fairly Debatable as a Matter of Law
The Utah Court of Appeals affirmed summary judgment for LM General Insurance on an alternative basis—that an insured’s underinsured motorist claim was fairly debatable as a matter of law—because the insurer diligently investigated, made a timely offer that fairly reflected the inherent uncertainty of general damages, and acted promptly throughout, even though the arbitrator ultimately awarded significantly more.