Case Lower William Properties Ltd. v. Santaguida Court Court of Appeal for Ontario (Canada) Date Decided August 13, 2026 Citation […]
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Case Frank William Bonan, II, individually and as an institution-affiliated party of Grand Rivers Community Bank, Grand Chain, Illinois (Insured
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The Court of Appeals reversed and remanded. Under South Carolina law, transfer of the secured note carries the mortgage, so the master erred by finding Waterfall was the note holder but not the mortgage holder. The court also required reconsideration of the foreclosure demand and proper allocation of insurance proceeds under the record and contract. On remand, the court must consider interest, escrow charges, corporate advances, attorney’s fees, and the prior servicer’s possible application of proceeds to missed payments.
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